Lending Services

Consumer Loans:

Installment Loans

Whether you are looking for a new vehicle, looking to refinance your current vehicle, or just need funds for some personal expenses or any other type of purchase, we have financing available at competitive rates. Stop in and see one of our friendly loan officers,or contact us for more information.

Start your application today: Stop by one of our branches to pick up an application today.

Home Equity Line of Credit
We offer a Home Equity Line of Credit product with a term of 10 years and a variable interest rate. The funds may be used for things such as purchasing a car, making home improvements, etc. The interest paid on these loans may be used to reduce your taxable income (Please consult your tax advisor regarding the tax deductibility of any loan). Please contact us for more information.

Start your application today: Stop by one of our branches to pick up an application today.

Home-Improvement Loans
Are you looking to upgrade some things around the house? We can help you finance your home-improvement projects. Contact one of our loan officers for more information.

Start your application today: Stop by one of our branches to pick up an application today.

Home Loans
Whether you are building the home of your dreams, buying a new home, or looking to refinance your current home, we have experienced lenders to help you through the process. We offer several different types of home loans including; conventional, FHA, 100% financed rural development (RD) and VA. We have competitive rates and a friendly staff that will work with you every step of the way. Please contact us for more information.

Start your application today: Stop by one of our branches to pick up an application today.

Business loans
We offer a variety of loans that can help with your business needs, including investment property loans, construction loans, SBA loans, etc. Please contact us for more information.

 

Check out our loan calculator to help you determine monthly payments.—

 

CONFORMING LOAN PAYMENT NOTICE
All loan payments to People’s Bank of Seneca must be accompanied by either an account number, payment notice or payment coupon provided. Mailed payments must be sent to People’s Bank of Seneca, PO Box 500, Seneca, Missouri 64865. Loan payments may also be made in person to People’s Bank of Seneca personnel at our Seneca or Loma Linda location.

Payments must be received by 5:00 P.M., Central Time Monday through Friday (except bank holidays) to be credited as of that date. All other payments received will be credited as of the next business day or as otherwise permitted by law.