Personal Services

Checking Accounts:

  1. People’s Checking
    • $50.00 Initial Deposit
    • Unlimited Check Writing
    • Free ATM/Debit Card
    • Free Internet Banking
    • Free Online Bill Pay
    • Service Charge – $6.00 per month – if daily balance falls below $250.00*

    *waived for first full statement cycle after opening

  2. People’s Interest Checking
    • $750.00 Initial Deposit
    • Earns interest on daily collected balance – Compounded & credited monthly
    • Interest rate subject to change
    • Free ATM/Debit Card
    • Free Internet Banking
    • Free Online Bill Pay
    • Service Charge – $10.00 per month – if daily balance falls below $750.00
  3. People’s 50+ Checking
    • Customer must be 50 or older to qualify
    • $50.00 Initial Deposit
    • Unlimited Check Writing
    • Free ATM/Debit Card
    • Free Internet Banking
    • Free Online Bill Pay
    • 50% discount on Safe Deposit boxes
    • 1 free box of specialty checks per year
    • No minimum balance or service charges

Savings Accounts:

  1. People’s Savings
    • $100.00 Initial Deposit
    • Earns interest on daily collected balance – Compounded & credited semi-annually
    • Interest rate subject to change
    • Service Charge – $3.00 per month – if daily balance falls below $100.00
    • Over 6 transfers per month – $1.00 per transaction**

    **Transfers/Withdrawals made in person, by mail, or at an ATM are unlimited

  2. Peep’s Savings
    • Minor account – under the age of 18
    • $1.00 Initial Deposit
    • No minimum balance requirement
    • Earns interest on daily collected balance – Compounded & credited semi-annually
    • Interest rate subject to change
    • Over 6 transfers per month – $1.00 per transaction**

    **Transfers/Withdrawals made in person, by mail, or at an ATM are unlimited

  3. People’s Christmas Savings
    • No Initial Deposit requirement
    • Maturity – October 31 of each year
    • Earns interest, not compounded – Credited at maturity
    • Interest rate subject to change
    • Funds mailed by check at maturity
  4. Certificates of Deposit
    • Variety of terms and rates available for 3 month to 5 year certificates
    • $1,000.00 minimum to open
    • Rates are negotiable for deposits of $100,000 or more
    • Choice of payment options
    • Automatic renewal available
  5. Individual Retirement Accounts (IRAs)
    • Traditional IRAs
    • No service charges or maintenance fees
    • Automatic renewal available

Online Banking Details/Services:

  • Transfer funds between accounts
  • Pay bills online
  • Pay People’s Bank loans online
  • View your check images
  • Send a secure message
  • View previous bank statements

For further information, please email peeps@peoplesbankofseneca.com

Your security and privacy are our number one priority. Please do not provide any personal or sensitive information like your account number or Social Security number in your e-mail.

Bill Pay Details/Services:

Pay your bills online quickly and easily. Find out why so many people are convinced this is the only way to pay bills.

  • Pay a one-time bill
  • Set up recurring payments such as a mortgage or car payment
  • View the bills you’ve paid and those that are pending
  • Online payments are routed electronically first if that is available. If not, we will issue a check for you and mail it at no cost to you

For further information, please email peeps@peoplesbankofseneca.com

Your security and privacy are our number one priority. Please do not provide any personal or sensitive information like your account number or Social Security number in your e-mail.

 

Restrictions & Limitations:

  • A charge of $10.00 will be assessed on the account if closed within 90 days of opening. (Does not apply to Peep’s Savings or People’s Christmas Savings)
  • Interest begins to accrue on the business day you deposit noncash items (ie: checks)
  • If the account is closed before interest is credited, you will not receive the accrued interest.