Personal Services

Checking Accounts:

  1. People’s Checking
    • $50.00 Initial Deposit
    • Unlimited Check Writing
    • Free ATM/Debit Card
    • Free Internet Banking
    • Free Online Bill Pay
    • Service Charge – $6.00 per month – if daily balance falls below $250.00*

    *waived for first full statement cycle after opening

  2. People’s Interest Checking
    • $750.00 Initial Deposit
    • Earns interest on daily collected balance – Compounded & credited monthly
    • Interest rate subject to change
    • Free ATM/Debit Card
    • Free Internet Banking
    • Free Online Bill Pay
    • Service Charge – $10.00 per month – if daily balance falls below $750.00
  3. People’s 50+ Checking
    • Customer must be 50 or older to qualify
    • $50.00 Initial Deposit
    • Unlimited Check Writing
    • Free ATM/Debit Card
    • Free Internet Banking
    • Free Online Bill Pay
    • 50% discount on Safe Deposit boxes
    • 1 free box of specialty checks per year
    • No minimum balance or service charges

Savings Accounts:

  1. People’s Savings
    • $100.00 Initial Deposit
    • Earns interest on daily collected balance – Compounded & credited semi-annually
    • Interest rate subject to change
    • Service Charge – $3.00 per month – if daily balance falls below $100.00
    • Over 6 transfers per month – $1.00 per transaction**

    **Transfers/Withdrawals made in person, by mail, or at an ATM are unlimited

  2. Peep’s Savings
    • Minor account – under the age of 18
    • $1.00 Initial Deposit
    • No minimum balance requirement
    • Earns interest on daily collected balance – Compounded & credited semi-annually
    • Interest rate subject to change
    • Over 6 transfers per month – $1.00 per transaction**

    **Transfers/Withdrawals made in person, by mail, or at an ATM are unlimited

  3. People’s Christmas Savings
    • No Initial Deposit requirement
    • Maturity – October 31 of each year
    • Earns interest, not compounded – Credited at maturity
    • Interest rate subject to change
    • Funds mailed by check at maturity
  4. Certificates of Deposit
    • Variety of terms and rates available for 3 month to 5 year certificates
    • $1,000.00 minimum to open
    • Rates are negotiable for deposits of $100,000 or more
    • Choice of payment options
    • Automatic renewal available
  5. Individual Retirement Accounts (IRAs)
    • Traditional IRAs
    • No service charges or maintenance fees
    • Automatic renewal available

Online Banking Details/Services:

  • Transfer funds between accounts
  • Pay bills online
  • Pay People’s Bank loans online
  • View your check images
  • Send a secure message
  • View previous bank statements

For further information, please email peeps@peoplesbankofseneca.com

Your security and privacy are our number one priority. Please do not provide any personal or sensitive information like your account number or Social Security number in your e-mail.

Bill Pay Details/Services:

Pay your bills online quickly and easily. Find out why so many people are convinced this is the only way to pay bills.

  • Pay a one-time bill
  • Set up recurring payments such as a mortgage or car payment
  • View the bills you’ve paid and those that are pending
  • Online payments are routed electronically first if that is available. If not, we will issue a check for you and mail it at no cost to you

We will be upgrading our current Bill Pay module on May 15th to offer more convenient services to you. Click here to see a guided demo of the new features or click here for an interactive demo site.

For further information, please email peeps@peoplesbankofseneca.com

Your security and privacy are our number one priority. Please do not provide any personal or sensitive information like your account number or Social Security number in your e-mail.

Restrictions & Limitations:

  • A charge of $10.00 will be assessed on the account if closed within 90 days of opening. (Does not apply to Peep’s Savings or People’s Christmas Savings)
  • Interest begins to accrue on the business day you deposit noncash items (ie: checks)
  • If the account is closed before interest is credited, you will not receive the accrued interest.