Recognize and Prevent Exploitation
Protect Yourself from Romance Scams
Online relationships can feel genuine and meaningful. Unfortunately, scammers often take advantage of that trust. Romance scams are one of the fastest-growing types of financial fraud, and understanding how they work is the first step in protecting yourself.
What Is a Romance Scam?
A romance scam happens when someone pretends to build a loving relationship with you but is actually trying to steal your money or personal information. These scams often start on dating websites, social media platforms, or through unexpected messages.
How Romance Scammers Operate
Scammers typically follow a pattern:
- They use fake names and stolen photos to create a false identity.
- They build trust over time by being attentive, affectionate, and consistent in communication.
- They make excuses for why they cannot meet in person, often claiming to be overseas, in the military, or working remotely.
- They eventually create an urgent financial need and ask for money.
Common Warning Signs
Be cautious if someone:
- Is overly complimentary or moves the relationship forward very quickly.
- Asks you to keep the relationship private.
- Shows unusual interest in your finances.
- Requests money for medical bills, travel expenses, visa fees, investments, or asks for gift cards or wire transfers.
These are major red flags.
Protect Yourself
Never send money or personal information to someone you have not met in person. If something feels off, trust your instincts.
If you believe you may be targeted or have already shared financial information, contact People’s Bank of Seneca immediately. Acting quickly can help protect your account and limit potential loss.
Your security is our priority, and we are here to help keep your finances safe.