Fighting Fraud 101

 

Tips to Outsmart Fraudsters
At People’s Bank of Seneca, your security is our top priority. In today’s digital world, fraudsters are constantly finding new ways to trick individuals into sharing sensitive information. Here are some essential tips to help you stay one step ahead of these scammers!

  1. Be Suspicious of Unsolicited Communications

Fraudsters can easily disguise their calls, emails, or texts to make it appear as if they’re coming from People’s Bank of Seneca. If you receive any communication asking for personal information, be cautious! Never provide sensitive details. Instead, call us directly to verify the request.

  1. Stay Secure with Notifications and Authentication

Protect yourself by enrolling in push notifications and enabling two-factor authentication on your accounts. Additionally, make sure we have your up-to-date contact information. Regularly monitoring your accounts is a great way to detect any fraudulent activity early on.

  1. Spot Red Flags in Online Deals

If an online deal seems too good to be true, it probably is! Watch out for sellers who insist on immediate payment or demand unusual payment methods. Be proactive about protecting your financial information—always research the seller before making a purchase.

  1. Verify Requests for Money

If you receive a request for money from a friend, family member, or someone you met online, always reach out to them directly using a different method to confirm the request. Trust your instincts, and only send money to those you know and trust.

  1. Don’t Rush into Decisions

Scammers often create a sense of urgency to pressure you into making hasty decisions. If you receive a suspicious call, email, or text, take a moment to think it through. Assess whether the request is legitimate before acting.

By staying informed and cautious, you can significantly reduce your risk of falling victim to fraud. At People’s Bank of Seneca, we’re here to support you in your fight against fraud. 

Stay safe and secure!